The pandemic is here and we’ve found ourselves in bear country without enough toilet paper.

It’s reasonable to be worried about a situation that seems unprecedented.

But let’s not panic.

Because we’ve been here before.


Our own Marcio Silveira has been cited as an expert in 2 CNBC articles on Sustainable Investing!!

A timely new article!!

The CARES Act, Universal Basic Income and the Future of Social Security

“This stimulus check has been a practical application of the concept of Universal Basic Income (UBI)….”

Cash Flow

How to deal with cash flow problems in your everyday life, business and relationships.

Surviving Divorce

How to survive divorce and become financially empowered no matter your age or gender.


Sustainable investing means your investments are working towards the world you want to live in.

Social Security

Help with Social Security issues.

Investment Strategy

Have your investments  work towards the world you want to live in.


Good insurance is your best defense.

Coming Soon!

Family Income After Death or Disability
College Strategies

Loss of a Loved One
Charitable Giving