Understanding the Windfall Elimination Provision

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Some individuals face an unpleasant surprise when they file for Social Security
retirement benefits. Their Social Security pension can be reduced because they also
qualify for a non-covered pension. When a retiree has a pension from work that he or
she did not pay Social Security taxes, their retirement benefit may be reduced by the
Windfall Elimination Provision (WEP).

Understanding the Social Security International Agreements 

Can you benefit from Social Security International Reciprocity? 

Understanding the Social Security International Agreements 

The foreign-born percentage of the US population is 14%, or 45 million. It is a large group of
people that keeps growing. Some of these individuals arrived as adults after having worked in
their home countries for a few years. Many of them may be able to benefit from the Social
Security Totalization Agreements the US has with many countries. Most people are not aware of

Conversely, many US-born citizens that work abroad for some years may qualify for
international retirement pensions, and again, they are probably not aware of it.