Why Federal Employees generally overpay for Life Insurance  

If you are healthy, FEGLI is too costly!


Federal employees have great benefits! They include a retirement pension, the Thrift Savings Plan (TSP). One area, however, that Federal Employees could do better is their life insurance coverage. For most healthy people, the Federal Employee Group Life Insurance (FEGLI) is too costly.


Understanding Life Insurance Underwriting  

Do I need life insurance?
If you have dependents, your likely answer is YES.
Determining your need and the amount of coverage is the first step. Then, the there are two important follow up questions:
Do I qualify to obtain a meaningful life insurance policy?
If so, what will be my cost?
In order to start making sense of these two questions,…