You have a vision of greater financial confidence, security, and opportunity. You can articulate your goals, and you are looking for a guide to help get you there. You are ready to approach the lifelong planning process with optimism, patience and discipline!
We are a planning-first team that loves helping people through all stages of their lives. Let’s start this journey together.
You have a vision of greater financial confidence, and you are looking for a guide to help get you there.
We love helping people through all stages of their lives, and we bring diverse experience and a depth of knowledge to make a real difference in your life.
It all starts with a conversation
Preparing for the Journey
Comprehensive Financial Planning
We start with a human touch – taking our time, getting to know you and your hopes, dreams and goals. We work together to build a clear and simple model of your financial situation – that lets us consider the future clearly, and prioritize your many important goals. We typically spend 3-5 meetings together charting the course ahead, teaching and exploring financial topics, and fixing problems we identify.
As we learn more, we may need additional resources for parts of your plan – attorneys, accountants, student loan experts, mortgage and insurance brokers – our services include coordinating with the other professionals that can provide their expertise for a comprehensive solution.
Ready to Go
With a deep understanding of your current situation, and having addressed any problems, we are ready to get your accounts set up and working for you. We will talk over your investing goals and concerns, and how we’ll respond to life events and market downturns.
Just like a any destination has different pathways leading to it, we have various investment choices we can follow, depending on your needs and desires. From socially responsible portfolios to income-oriented solutions, we can help you find the right approach that feels comfortable, practical and aligns with your values and objectives.
The Trek Together
Staying on course
As your guide, our advisory team continues watching the various components of your financial plan, ensuring we stay on track toward your destination. Our planning system keeps your goals and plan up-to-date, making it easy to re-evaluate and respond to any necessary short-term change.
We know it is tough to weather bad news and rocky markets, and we are by your side for whatever life throws your way. Research shows that investor behavior is the single most important factor in long-term success and wealth building. We work together to manage tough decisions sensibly so that your long-term future is secure.
When everything is set up and working well, we typically meet about 2 times a year for any updates and portfolio reviews.
Our fees for comprehensive financial planning range from $3,000 to $10,000 depending on scope and complexity.
Investment management fees average around 1% for the first $1 million we manage, with our total fee reducing as the asset amount invested grows.