Insurance

Insurance is your DEFENSE TEAM, the safety ropes on the mountain, and your best friend in a bad situation.  We believe strongly in dreaming for the best and planning for the worst, and those plans require using products designed to take the financial sting out of an unfortunate problem or life event.  Protecting yourself from risks is a key factor in any financial plan – before or after retirement.

Toler Financial Group can help you strategize about and thoughtfully purchase the following:

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Life Insurance

Disability Income Insurance

Long-term Care Insurance

There are other types of important insurance we will turn to community resources for – auto, home, and liability – but understanding how we use insurance to cover the big risks we can’t recover from is the key to making good choices. We are not affiliated with any one insurance company, and can help you pick the best option for your situation.

Proper legal and estate planning is the other part of our defense strategy, and we turn to our trusted community resources to structure your family and estate planning and business planning documents.

And lastly, annuities are insurance products that we can use to reduce longevity risk – or the possibility of living longer than your assets can support. When properly structured as a component of a thoughtful retirement plan, annuities can provide peace of mind regarding a stable base income. Learn more about this concept here.

You’ll sleep better at night once you know everything is just as you would have planned it if you knew in advance what would happen. We can’t know, so we plan.
Investments